What is the issue?
With business relief being slashed, growing uncertainty around inheritance tax on pensions, and worries about changes to tax-free cash allowances, business owners face increasing challenges in protecting and planning their personal wealth. You've worked hard over the years to build up a pension; it's only natural to assume that your loved ones will benefit from it in a tax-efficient way. After all, pensions have traditionally been excluded from your Estate for inheritance tax (IHT) purposes. However, these pensions are set to count towards your inheritance tax liability from April 6, 2027. 💰 Under the proposed rules, pension pots could face two layers of tax, significantly reducing the amount your family might receive and increasing the share taken by HMRC.
What is the issue?
With business relief being slashed, growing uncertainty around inheritance tax on pensions, and worries about changes to tax-free cash allowances, business owners face increasing challenges in protecting and planning their personal wealth. You've worked hard over the years to build up a pension; it's only natural to assume that your loved ones will benefit from it in a tax-efficient way. After all, pensions have traditionally been excluded from your Estate for inheritance tax (IHT) purposes. However, these pensions are set to count towards your inheritance tax liability from April 6, 2027. 💰 Under the proposed rules, pension pots could face two layers of tax, significantly reducing the amount your family might receive and increasing the share taken by HMRC.
What is the issue?
With business relief being slashed, growing uncertainty around inheritance tax on pensions, and worries about changes to tax-free cash allowances, business owners face increasing challenges in protecting and planning their personal wealth. You've worked hard over the years to build up a pension; it's only natural to assume that your loved ones will benefit from it in a tax-efficient way. After all, pensions have traditionally been excluded from your Estate for inheritance tax (IHT) purposes. However, these pensions are set to count towards your inheritance tax liability from April 6, 2027. 💰 Under the proposed rules, pension pots could face two layers of tax, significantly reducing the amount your family might receive and increasing the share taken by HMRC.
You need a guide
The landscape is shifting, and fast. With upcoming changes to tax rules and reliefs, the risk of leaving your Estate exposed to avoidable tax is growing. These developments require more than awareness; they necessitate a proactive and strategic response. Pension, Estate and succession planning can no longer be left to chance. Understanding how the new regime affects your personal and business wealth is critical and so is taking steps to protect it. Acting early could make all the difference. ⚠️ Don't rely solely on what you know; seek advice from us on what you don't know and avoid missing out on developing a strategy.
You need a guide
The landscape is shifting, and fast. With upcoming changes to tax rules and reliefs, the risk of leaving your Estate exposed to avoidable tax is growing. These developments require more than awareness; they necessitate a proactive and strategic response. Pension, Estate and succession planning can no longer be left to chance. Understanding how the new regime affects your personal and business wealth is critical and so is taking steps to protect it. Acting early could make all the difference. ⚠️ Don't rely solely on what you know; seek advice from us on what you don't know and avoid missing out on developing a strategy.
You need a guide
The landscape is shifting, and fast. With upcoming changes to tax rules and reliefs, the risk of leaving your Estate exposed to avoidable tax is growing. These developments require more than awareness; they necessitate a proactive and strategic response. Pension, Estate and succession planning can no longer be left to chance. Understanding how the new regime affects your personal and business wealth is critical and so is taking steps to protect it. Acting early could make all the difference. ⚠️ Don't rely solely on what you know; seek advice from us on what you don't know and avoid missing out on developing a strategy.
Let's talk
Whether you're scaling your trading business, investing in property, or planning your exit, our advice is tailored specifically for business owners. We help you build sustainable wealth, make the most of your pension assets, extract cash efficiently, and structure your finances, not just for financial freedom today but to create a lasting legacy for the future.
Let's talk
Whether you're scaling your trading business, investing in property, or planning your exit, our advice is tailored specifically for business owners. We help you build sustainable wealth, make the most of your pension assets, extract cash efficiently, and structure your finances, not just for financial freedom today but to create a lasting legacy for the future.
Let's talk
Whether you're scaling your trading business, investing in property, or planning your exit, our advice is tailored specifically for business owners. We help you build sustainable wealth, make the most of your pension assets, extract cash efficiently, and structure your finances, not just for financial freedom today but to create a lasting legacy for the future.
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“Complete clarity and a real effort to empathise with our needs. Supportive Financial Planning make every effort to meet their customers' needs and provide excellent financial advice.”
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Mr S
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"Clive has taken a huge load off my mind – I trust him completely."
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Dr & Mrs H
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“Thanks for your help and support over the last twelve months. So very much appreciated.”
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Our Clients.
“Complete clarity and a real effort to empathise with our needs. Supportive Financial Planning make every effort to meet their customers' needs and provide excellent financial advice.”
Sir & Lady
Client
"Very thorough, clear and supportive."
Mr S
Client
"Clive has taken a huge load off my mind – I trust him completely."
Mrs M
Client
"Very helpful and trustworthy."
Mrs P
Client
"Thank you for all your help and tuition."
Sir & Lady
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"First class advice – I finally feel ecstatic and relieved. Thank you."
Mrs P
Client
"I feel very happy with Clive’s advice and look forward to future co-operation with him."
Mrs W
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